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Loan Rates & Terms
 
Standard Loans Rates as of September 30, 2014
Loan Type Term APR*
For Loan Specials, see main page banner.    
New & Used Autos 24 Months 5.29% to 13.49%
  36 Months 5.54% to 13.74%
  48 Months 5.87% to 14.07%
  60 Months 6.20% to 14.40%
  72 Months 6.53% to 14.73%
  84 Months 6.86% to 8.36%
Antique & Classic Vehicles Up To 72 Months 7.54% to 22.54%
Recreational Vehicles Up To 120 Months 7.84% to 22.54%
Idaho Power Stock (70% Financing) Up To 120 Months 5.99%
Signature Up To 36 Months 7.99% to 23.00%
Share Covered Up To 120 Months 5.99%
Overdraft Protection Revolving 18.00%

Mortgage Loans Conventional rates as of August 11, 2015 at 9:53AM
Term   APR*
Conventional 30 Year Fixed   AS LOW AS 3.990%
Conventional 15 Year Fixed   AS LOW AS 3.125%
FHA/VA 30 Year Fixed   AS LOW AS 3.500%
FHA/VA 15 Year Fixed   AS LOW AS 2.875%
Rates based on a 30 or 45 day lock.

*APR is the Annual Percentage Rate. In order to provide the best possible mix of rates for borrowers, our loan rates are subject to change at any time.

Current loan rates are within the ranges shown. Adjustments within the ranges are made for certain factors such as credit worthiness, account relationships, loan types and loan to value ratios. Please contact our loan department for more details.

 
 
This credit union is federally insured by the National Credit Union Administration.
 
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